Understanding Social Security

Understanding Social Security

This course teaches the basics of Social Security: eligibility; types of benefits available (off one’s work record; off someone else’s work record); basic definitions (PIA, FRA); how benefits are calculated; how one can increase benefits; how and why benefits can be reduced; when to take benefits (advantages/disadvantages of taking early or later). Emphasis – for public school educators – is on “debunking the myth” that educators cannot receive any Social Security benefit AND explaining how the WEP and GPO “can” affect their benefits. Emphasis also is on teaching the various strategies that can be employed to maximize benefits for married couples: workers’ benefits, spousal benefits, and widow/survivor benefits. The educational event ends with a discussion on the “future of Social Security.”

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