The Discovery Phase is designed to explore the different facets of the PSRS/PEERS retirement system by reviewing the following:
Once we have covered all pension options and answered any questions the client may have, we move on to the next part of the Discovery Phase.
The second part of the Discovery Phase consists of completing a Financial Discovery on the educator’s current financial status. The Financial Discovery was developed to give the Ameritime team a Financial Picture, or visual tool, to think through and begin to strategize the best options for the educator’s retirement package. There are so many different things to consider when choosing benefits, we feel it is unfair to give benefit recommendation without knowing a client’s full Financial Picture.
If the educator chooses and feels it makes sense for them to continue, we move on to the next phase of our process.
Once the Discovery Phase is complete, we introduce our Integrated Financial Network as needed to strategize how we can maximize the educator’s pension benefits, help them gain more control of their cash flow, minimize taxes, and create lasting wealth for them and their next generations. We strategize on the following parts of the educator’s Financial Picture:
If the educator decides to utilize the strategies that Ameritime and the Integrated Financial Network created for them, the desired end result will be that the client and their family will have more money to retain and utilize during their lifetime and more to share with future generations.
Our next phase is a long-term monitoring plan designed specifically for each of our clients.
Once we help an educator discover and strategize based on their Financial Picture, we begin the long-term Measure and Monitor Phase. We set up a plan to meet with the educator each year for an annual review of their Financial Picture and to touch base with their integrated financial team. Please note that Ameritime and the financial team will also meet with the educator upon their personal request or if their Financial Picture has had a significant change before the annual review. The Measure and Monitor phase consists of the following:
Our network performs as a faculty of financial professionals working on behalf of the educator. Our network ensures that each educator has the opportunity to receive expert advice on their complete Financial Picture in one place. We feel we have created a process unique to the financial service industry to help all educators maximize their pensions, gain greater control of their cash/wealth, and leave money to the next generation or favorite charities.
Once an educator teams up with Ameritime, we can communicate with the professionals in the Integrated Financial Network to ensure the most efficient methods of dealing with the educator’s financial needs. Our goal to make the Integrated Financial Network easy to obtain and utilize will help to eliminate an educator’s frustrations often present when trying to coordinate various independent money and financial services.
Ameritime and their Integrated Financial Network offer several different complimentary educational opportunities for large and small groups. These events can be held at one of our office buildings or at other locations of choice throughout St. Louis and Southeast Missouri.
Educational event topics include:
Understanding your PSRS/PEERS Benefits and how to maximize them.
How to take control of Your Money.
Understanding Social Security and Medicare.
Navigating Financial Aid, a class for Parents for College Bound Students
If you would like to attend or plan an event, please contact us at (314) 432-9540 or e-mail Sharon at [email protected]